Being a doctor in a small office I’ve had the opportunity to work and learn numerous aspects of running things. Insurance is the primary aspect I hear questions about on a daily basis. It seems as though each day insurance policies are changing. Regardless if you have a brand new policy midyear, or have maintained your current policy, there are a handful of terms you should understand.
All medical offices have a fee schedule. A fee schedule is a list of services and the amount billed to an insurance company. These fee schedules are determined based on location and other aspects which as a patient you could care less about. On a very basic level, paying for insurance gives you the privilege of paying that companies rates.
Medical office rate for exam: $100
Blue Cross Blue Shield Rate for same exam: $80
If you have BCBS insurance, you can only pay up to $80 for that exam. You get the $20 discount.
One of the greatest aspects of Facebook is the ability for articles and blog posts to go viral very quickly. Just the other day a friend from Chiropractic School posted a link to a blog that discussed common chiropractic myths. It was such a great article I thought I would take a couple of those to share here.
The only way to advance a profession that I am extremely passionate about is to increase awareness and education. Stay tuned for a future post on even MORE myth’s debunked!
Chiropractic Myth #1: Chiropractors are not REAL doctors. Not only is this myth not true, but it is extremely offensive. Even chiropractic patients are guilty of saying “I need to talk to my real or regular doctor”. A chiropractic college grants a D.C. or Doctorate of chChiropractic degree. Chiropractors are licensed as health care providers in every U.S. state and dozens of countries around the world. The chiropractic and medical school...
After deciding that Chiropractic care is right for you take a few minutes to research your options. According to the Bureau of Labor Statistics there are currently almost 30,000 Chiropractors in practice in the United States. Not only will their chiropractic education vary slightly since there are 17 different schools to choose from; but their post graduate classes and even pre-chiropractic experience will differ greatly. Do your due diligence in finding not only an office but physician that you synchronize with. There are four areas that I recommend investigating prior to making an appointment or committing to care.
Knowing the differences between medical insurance plans will help you choose the one that’s right for your health care needs.
PPO stands for preferred provider organization
EPO stands for exclusive provider organization.
Both plans use a network of physicians, hospitals and other health care professionals. The difference between them is the way you interact with those networks.
PPO plans give you more flexibility. You don’t need a primary care physician and you can go to any health care professional you want without a referral—inside or outside of your network.
Staying inside your network means smaller copays and full coverage. If you choose to go outside your network, you’ll have higher out-of-pocket costs, and all services may not be covered.
EPO plans combine the flexibility of PPO plans with the cost-savings of HMO plans. While you do not need to choose a primary care physician with your EPO plan and you don’t...
By: Taunya Farr
Let’s be honest, having kids in school is a breeding ground for all kinds of germs. It might seem as if you or someone you know always has a sick kid home with a cold, an ear infection, strep throat, etc. I started bringing my kids in for Chiropractic care about a year ago. Initially they were skeptical to have an adjustment but Dr. Jordan and Dr. Jade quickly made them feel comfortable and I’m certain they giggled through most of their adjustment and it was over before they even finished talking about their Christmas Wish List.
Since then, I’ve noticed that my kids (ages 6 and 8) seem much happier, healthier and more calm from getting adjusted regularly. If they happen to be coming on with something, I’ll bring them in and it seems that the adjustments help “kick” the ailment much more quickly. Ear infections seem to be a thing of the past and my two children will actually ASK for an adjustment if...